Do we need private medical insurance?

[niknjas]

We didn't bother with private health care for the first year but did have ambulance cover through the post office. We now have it and has paid for all of our glasses and a contribution towards my contact lenses.

We have also used it in the last month as my 5 year old daughter needed to see ear nose and throat specialist. Got some of the fees back through Medicare. Got told if we went through our Private health would be about a month, otherwise 12-18 months. We could not wait as it was affecting her breathing. Actually was 3 weeks on Bupa - Thursday she went in to Women & Childrens to have tonsils, adenoids out, nose cauterised and camera down her throat. Care and speed of it was excellent.

Niki

[Guest Helchops]

Just to second everyone else - Ambo cover is a must. I sadly got meningitis just after we'd arrived and had to call and ambulance. Lukily we'd gone into Bupa at Marion a few weeks earlier and paid about $80 in cash for the cover. When the bill came, we just wandered in, and wandered back out with a cheque (about $900) to send to Ambo SA. Brilliant cover, so simple, no forms...highly recommend it.

 

We've since got extras with medibank who seem quite reasonable; but we haven't got private healthcare just down to budgeting I guess. It was quite expensive (around $300 per month).